A free program for Android, by Scotiabank Centroamérica.

ScotiaToken Panamá is a mobile banking application that is designed to work with the bank's online and mobile banking systems. It is intended for use by clients who have accounts with the bank. It will help them send and receive money through bank transfers, and make payments to third-party merchants. It can also be used to make payments to the bank itself.

How to use it?

First, you need to download the application and create a login with your username and password.

Then, you need to activate the service on your device. You can do that by opening the application, clicking on the "Activate" button, and selecting the service you want to use.