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In India, people who are below the poverty line and live in rural areas are eligible for the PM Kisan Samman Nidhi Yojana. This program is run by the government and is aimed to benefit the farmers. It provides subsidized housing, agricultural credit, and interest rate subsidy. The main objective of this program is to make the farmers more successful.

The PM Kisan Samman Nidhi Yojana is a subsidy scheme that provides low-interest rates and no-collateral requirements to promote the growth of the rural economy. The interest rates are low because the government wants to encourage the farmers to grow more crops and reduce their dependency on imported goods.