A free app for Android, by Jammu Kashmir Bank.

BHIM JK Bank UPI is a virtual payment address app that helps you to make payments to the JK Bank account of your loved ones or to anyone with a bank account. You can also send money to a VPA and receive money from your customers.

You can add multiple bank accounts to the UPI. All the accounts have a unique identifier that helps you to send money to anyone with a UPI address.

UPI application provides you with an easy way to pay for your mobile recharges, DTH, utility bills, and credit card bills. You can also pay merchants for the services they provide to you.

You can also add a virtual debit card to the UPI and make online payments to anyone who has the UPI address. You can use the UPI address to make payments to the virtual debit card of your customer. You can also collect money from your customers and friends and transfer them to your bank accounts. You can also generate a QR code for your customers and friends to pay you.