A Columbian banking app
Bancolombia A la Mano is a free finance app for Columbians. Not only does it allow clients to pay their bills from their home or office, it also promises contactless transactions thanks to its QR code payment system. Besides, you don’t have to worry about paying additional fees since transactions—including withdrawals—are free.
There are some caveats to using Bancolombia A la Mano. In addition to its delayed sending of withdrawal codes, the app forces you to add a trusted contact, which is something that not all users are comfortable doing. You also can’t change your old phone number.
Digital payments for fast transactions
Bancolombia is a financial institution headquartered in Columbia boasting thousands of employees working not just in its home country but also in El Salvador, Guatemala, and many more. In Bancolombia A la Mano, you can transfer funds to your savings or check account, and even save your transaction receipt. It offers bills payment, as well, so you can pay off your utilities from the comfort of your home.
Moreover, it boasts a QR code payment system for contactless shopping, so you don’t have to fish out cash from your wallet or count your change, which, of course, takes time. Thankfully, payments done through a QR code do not incur additional charges. What’s more—if you’re the bank’s employee—you can also use the app to check if you’ve received your salary or subsidies.
Plus, you don’t need to bring out your card just to withdraw money from the nearest Bancolombia ATM. However, it can take around 30 minutes or more before you receive your withdrawal codes. This is not good for those who need immediate access to cash. Further, the app only works in Columbia, so keep this in mind when moving or traveling to another country.
Not for overseas use
Like other banking apps, Bancolombia A la Mano has everything you need for trouble-free transactions, from QR codes to in-app bills payment. Whether it’s transferring or withdrawing funds, you won’t be charged with transaction fees. Unfortunately, you’re forced to wait for at least 30 minutes for the withdrawal codes and include a trusted contact. Further, this app is not recommended for anyone who frequently travels abroad.
