A free program for Android, by Alif Bank.

alif mobi is a mobile payment and transfer application for users of mobile devices. Users can send and receive money from friends and family. 

How to download and use alif mobi?

Download the latest version of the application from the Google Play Store, open the application, go through the registration process, and you are done. You can now use your mobile device to pay for online purchases and transfer money to friends and family. 

Register for an account with your phone number and start sending money online.