Online banking app for Malaysians

i-Muamalat Mobile is a finance app for Malaysian users looking to digitize their banking experience. Promising accessibility, they can manage their bank account from their fingertips regardless of the time and location. It boasts a user-friendly interface that makes it easy for clients to attend to their financial needs.

Despite all the benefits it provides, users can experience sudden account deactivations in i-Muamalat Mobile—preventing them from checking their balance and making any transactions. Technical hiccups are common as well, with clients experiencing time-out or connectivity errors when logging into the app.

Explore many of its features

Headquartered in Malaysia, Bank Muamalat is an Islamic financial institution offering a plethora of services for Malaysian clients. With its very own i-Muamalat Mobile app, you can view your transaction history and current balance at any time of the day—allowing for easy accessibility. It also comes with an ATM and branch locator should you need to visit the nearest ATM or Bank Muamalat branch.

You can transfer money in real time to a client’s account number or DuitNow ID using the app’s DuitNow Transfer, as well as utilize DuitNow Request to send payment requests to recipients. The latter feature is helpful if you’re running a business. Provided that you have the consent of your customers, DuitNow AutoDebit is a helpful tool for collecting their recurring payments—making for a hands-free, time-saving experience.

Another feature you should take advantage of is its built-in financial calculator. Here, you can calculate your monthly payment by inputting the financing amount in Malaysian Ringgit, profit rate, and installment period in years. You also have to select between the following financing types: “Vehicle Hire Purchase,” “Personal Financing,” and “House Financing.”  Thanks to this calculator, you can set aside a portion of your income for your financial goals.

Technical issues are a no-go

i-Muamalat Mobile is a banking app that every Malaysian should install on their device. With a push of a button, you can check your bank account, make transactions, request payments from recipients, and many more. The financial calculator, though, takes the cake since it helps you set aside a budget for your monthly payment. However—due to account deactivations and connectivity errors—this app can be quite frustrating to use.