Digital bank app from Walgreens

Scarlet is a free finance app for mobile coming from developer Interactive Communications International, Inc. It is an online banking platform created by the popular American pharmacy store chain, Walgreens. With it, users can open a digital bank account that they can use for purchases.

Compared to other digital payment solutions like Fino BPay or OPay, Scarlet can also be used to pay for all types of purchases, and the app makes it easy to keep track of all transactions. What’s more, customers will receive cash rewards for every purchase which can be used at any Walgreens store branch.

A new digital debit card service

More and more people are turning to digital transactions for their everyday purchases and needs. Going cashless has been beneficial for safety and convenience. As such, online payment platforms have grown in popularity as an alternative to traditional credit cards. Then, there are those who still prefer debit cards. If you belong to this category, Scarlet is a new digital banking service offered by Walgreens.

It is both a physical and digital debit card for all kinds of purchases. Add money to your account via Direct Deposits, Ingo Money, and Barcode Reload at Walgreens and Duane Reade stores nationwide. If you frequently shop at the popular pharmacy store, you get cash rewards for purchases. You also get five percent on Walgreens-branded products, three percent for its other items, and one percent for standard debit payments.

What’s more, the app itself offers budgeting tools that can help you set and stick to a specific budget amid all your purchases and transactions. As for the actual experience of using the service, there are plenty of things that need more work. Activating cards is quite difficult, funds take a while to reflect on your account, and it often crashes. These need fixes as soon as possible.

Cumbersome experience

Scarlet is a new debit service that offers plenty of things to like. It offers multiple reload options, nice cash rewards, and the convenience of cashless payments. However, the execution leaves a lot to be desired, with all kinds of issues left and right. Until they are addressed, this new platform feels half-baked and needs more time in the oven.