A free app for Android, by Virinchi Android Team.

vCard is a mobile credit card App that helps you get quick, affordable, and convenient access to credit. It makes it easy to borrow money for your needs, and you can get approved in seconds. You will get the credit line of up to Rs. 1 lakh, and you can repay it in easy EMIs with a fixed interest rate and a minimum of 3 months to a maximum of 9 months. The interest rate will be calculated as per the APR.

How can I apply for a vCard?

All you need to do is fill in the basic details to get the approval. The details that you need to provide are your bank account number, the name on your bank account, your mobile number, and the address of your bank account. Once you are approved, you can begin using the card.