A free program for Android, by Kotak Mahindra Bank Ltd..

Kotak Smart Solutions is an application that helps you build your own investment portfolio on your mobile device. The app allows you to set up a SIP online and buy stocks-bonds. You can also get recommendations on what to buy and sell based on your risk profile. The app also offers you a wealth of information such as research reports and economic updates to help you make informed decisions.

You can also take the recommendations of the app and buy mutual fund holdings through K-Sec, an online brokerage that offers a wide range of asset classes such as equity, bonds, and cash.