A free loan app in Ghana
WantCash – Credit loan is a free business app developed by WantCash. This lending application makes it quick and easy to apply for and receive money. This reliable finance platform provides loans to Ghanaian borrowers at an affordable rate using their mobile devices.
WantCash – Credit loan offers a range of personal loans, from as little as GH₵200 to GH₵5,000. These loans have flexible repayment terms that are determined on an individual basis. So you can pay the debt back within 365 days or less in installments. Fido and GhanaLending are two apps that offer similar services.
The smart way to take out a loan online
WantCash – Credit loan provides an instant way to borrow money from the comfort of your home. This finance app allows personal loans to be applied for and approved online, making borrowing money quick, easy,and convenient. It will not require your collateral and paperwork. With this platform, borrowers can request loans in any amount—from GH₵200 to GH₵5,000. You can get your money within a few minutes.
In addition, loan repayment periods from this platform can range from 91 days to one year. However, depending on your loan’s term and interest rate, you’ll pay varying amounts in interest charges. Loans come with an annual interest rate or APR ranging from 12 percent to 28 percent, depending on the type of loan. There are no service fees associated with signing up for a loan.
For example, if you borrow GH₵1,000 and pay it back in 365 days with an interest rate of 28 percent, the total repayment should be GH₵1,280. Moreover, you must be a legal resident of Ghana and over 18 years old to qualify for a loan. You must also have a valid ID, a phone number registered under your name, and at least one Vodafone, Airtel, or MTN mobile wallet.
Get instant financing through your mobile device
WantCash – Credit loan is a loan application that allows instant financing through a mobile device. It is a user-friendly application that provides a lending platform for personal loans in Ghana. You will not have to provide any collateral or paperwork at the time of application. As one of the best mobile credit options, it is available to applicants nationwide at an affordable interest rate.
