With over 100 banking services

PNB ONE is a free business app developed by PNB. It is a single platform that delivers multiple banking processes. This banking app gives users access to their accounts and the ability to move money around and invest in a term deposit. It also manages credit and debit cards and many other features.

The PNB One app is one of India’s most popular online banking apps, allowing users to send and receive money in a few seconds. You can use it to do over 100 banking services, including transferring funds and paying bills.

Feature-rich banking app

With PNB ONE, you can manage your monthly expenses by checking the account statement and planning financial transactions accordingly. Moreover, one of the many benefits of this platform is that it can be used for both domestic and international transactions. If you are a freelancer, this app can help manage your finances as it connects to multiple international payment gateways.

It is not limited to fund transfers—you can deposit money for long-term investments such as mutual funds and insurance. In addition, there are also features to manage credit and debit cards where you can update the limits of ATM withdrawal, link or delink credit cards, change card limits, and more. With this tool, you can also pay for utility bills like electricity, internet, insurance, medical and more.

You can also use QR payments to make money transfers without adding recipients. We can all agree that safety is essential, especially regarding money. Hence, this app offers two security features: authentication and encryption. However, according to some users, this platform has glitches that must be addressed. There are instances when it fails to show credit card balance or service unavailable notifications and fails in some international payments.

Banking app for people in India

The PNB ONE app is best for people in India with regular banking needs who enjoy using the mobile platform. Additionally, it offers various services—from mobile deposits to credit card and debit card management, making it a helpful app for managing finances and conducting transactions. However, this app has some issues to note. Users have reported that it sometimes glitches when performing some actions.