A free app for Android, by NIRA – Instant Personal Loan App.

This is the new-generation loan app developed by NIRA, India’s biggest non-banking financial company. With this app, you can apply for a loan from Rs 5,000 to Rs 100,000. The minimum and maximum annual percentage rate (APR) is 24% and 36% respectively. We also offer loans to beneficiaries with a minimum repayment period of 91 days. However, there is a maximum repayment period of 24 months.

All you have to do is install the app and get an approval decision. Once you qualify, upload your bank statement, most recent payslip, Aadhaar card, and PAN card.