Build Your Credit with Kikoff
Kikoff is a free finance application for iPhone users that offers a credit building service for just $5/month. The app is designed to help you build your credit score by setting up a credit account for you and reporting it to Equifax and Experian every month. With Kikoff, you can easily build your credit score without any unexpected fees or interest.
The process is simple: Kikoff sets up a credit line of $750 for you and you make a purchase in the Kikoff store with that credit line. You then pay back what you spend, with the lowest and most popular payment amount being $5/month. Kikoff reports those payments to the credit bureaus every month while keeping your utilization rate low (around 8%).
Kikoff also offers an Autopay option, which makes it easy to put your credit building on autopilot. With no credit check required and easy application process, Kikoff is the perfect tool for those looking to build their credit score effortlessly.