A free online banking solution

Fino BPay is a free finance app that combines the features of a mobile wallet and digital banking. Having the function of a mobile wallet means it’s easier to send and receive different kinds of payments even when you’re on the go. As a digital bank, it allows you to access and check your bank account.

Like PayPal, you can use Fino BPay to pay for utilities and other recurring bills like electricity, gas, and landline within the app. It is also similar to UBL Digital as it enables you to view your deposits, insurance, investments, credit card, and loan accounts.

For fast and secure digital transactions

Fino BPay offers great flexibility when sending money. It allows you to choose between any of your bank or digital wallet accounts registered in the app. You can even send funds to anyone within or outside of FINO Payments Bank via Immediate Payment Service (IMPS), National Electronic Funds Transfer (NEFT), or the recipient’s mobile number. This process can be made faster by registering the receiver’s information in the app.

This app also ensures that your accounts and transactions are protected with its advanced security system. The app encrypts your data behind multiple security layers to prevent unwanted access. It also employs different authentication parameters to keep your accounts secure. Among these measures is setting an MPIN and security questions to verify if the person trying to open the account is a legitimate user.

One downside to this app is that you can only register and activate a BPay account on one device at a time. That means that the app will be deregistered from the current device when you register it on a new one. You also have to go through the registration process again if you want to open the app on another device.

Seamless usage and reliable protection

Fino BPay gives you the best of both worlds by combining the convenient features of a mobile wallet and a digital bank. Its effortless access to different bank accounts and diverse online transactions make this app a breeze to use even when on the go. Although limited device access can be off-putting, it’s a minor nuisance to keep your accounts and data secured.