Banking app for Africans
Ecobank Mobile App is a free banking app that lets African clients pay bills, check their transaction history, and manage or add bank accounts anytime they want. It allows for faster transactions thanks to its QR code payment system and virtual cards. The latter is the best feature as you can top up cash and use it to purchase goods and services.
However, Ecobank Mobile App’s drawbacks mainly lie in log-in issues and extremely long waiting times for customer inquiries. Concerning the latter, users become frustrated as questions and account or technical problems remain unanswered or unattended.
Send money and split bills
Ecobank is a bank targeted at users living in Central Africa. Its digital banking program, Ecobank Mobile App, lets you manage your account at any time without going to your nearest Ecobank branch. Like Capitec Bank and other finance apps, you can pay your utility bills, purchase data, receive funds, and transfer money to a recipient or between local and international accounts.
Fund transfers can be done via email or text message so long as you and the recipient live in the same country. A payment link and code are provided for validating the transaction. Further, the app also allows for the creation of virtual cards for faster cashless transactions—which is perfect if you forget or misplace your physical cards. You can even gift someone a virtual card.
Further, the app offers a handy split bill feature for keeping track of the amount that your friends or family members need to pay—reducing the need for manual bill computation at a shop or restaurant. QR code-based payments are supported, too, so you don’t have to bring out your wallet every time you shop for groceries or clothes. It also features a bank and ATM locator.
Mind the drawbacks
Ecobank Mobile App is truly a game-changer. With it, Africans can pay for any product or service from their fingertips—reducing the need to bring a wallet. The virtual card system is a plus too. Not only is it for shopaholics who prefer cashless transactions, but it is also for those who forget their physical cards. Benefits and features aside, long waiting times and log-in issues are its biggest drawbacks.
