Smart payment rewards system

Curve is a smart payment system. Using the companion app and a dedicated card, users can access all of their various accounts with a single account.

One card wallet

Similar in style to various smart payment options offered by Apple and Android, Curve is designed as a way to simplify the use of multiple accounts. After downloading the app and being accepted by the service, users register all of their cards by scanning with their phone’s camera. A new smart card is then provided which can be used to pay for goods and services, with the app being sued to monitor and switch between different accounts. If a mistake is made, single payments can be retroactively switched to the intended account. Curve also provides a few useful financial incentives like cashback and better foreign exchange rates. The service on offer is straightforward and can provide real bonuses, but there are a few flaws. Actually getting a card can be a lengthy process, some card types are not accepted and some have reported frustration with customer service. It should be noted that Curve is a new innovation, so these may just be teething problems.

Worth the wait

Curve is an interesting service with huge potential. If you can get a card, that is.