A free program for Android, by CleverDO Ltd..

CleverDo is a mobile banking and finance application that can be downloaded on Android and iOS devices. It is designed to make banking and financial transactions on the go easier and more secure.

The application is free and offers services without any fees. It is designed to be used by anyone, from individuals to large corporate organizations.

You can use the application to open an account with no monthly fees and no minimum monthly deposits. You can also choose to open a deposit account with a small amount of money.

The application is designed to work with any mobile phone, even those with low-end hardware. You can use the application to transfer money between different bank accounts, or to send money directly to other phone numbers.