A free app for Android, by Bosea Micro-Credit.

Bosea is a micro-finance app that gives you access to loans without the need to go to a bank. We believe that the most convenient and effective way to get a loan is through your mobile phone.

Bosea helps you to borrow money to help you grow your business, pay for school fees, and pay for bills. We also give you the opportunity to borrow money to help you pay off your student loan.

Bosea has partnered with MTN to provide mobile money services to our customers. All you need to do is dial *170# and enter the option of paying your bills and paying via mobile money. You can also pay with cash or use a debit card.