An app you may use as a cashless online wallet

The Alipay Hong Kong app is the app created by Alipay. The app itself is free to download and install. However, if you wish to use the app the hold your money or pay for things, then you need to pay the Alipay Hong Kong fees. The app allows you to load money into an online account and then pay for things both online and in shops. The app is able to generate a QR code on your screen that allows merchants to scan your phone and take payment that way.