Digital platform by Wema Bank

ALAT is a free finance application for mobile coming from ALAT by WEMA. It’s hailed as the first fully digital bank that was developed by the Nigerian commercial banking institution, Wema Bank. It provides various financial services and caters to the online banking needs of account holders throughout the country.

Much like OPay and FirstMobile, ALAT is one of the leading digital banks in Nigeria that makes it easy for residents to access and manage their financial accounts 24/7. It boasts a quick and simple registration process that can be accomplished online and supports all Nigerian bank cards.

Nigeria’s largest digital bank

As the world pushes ever-forward toward digitalization with the help of the internet, people have been able to manage and accomplish various aspects of their daily lives online. One good example is online banking which makes transferring money and paying for transactions easier and more convenient. Enter ALAT, Nigeria’s first fully digital bank developed for the needs of everyone across the country.

To start with, input your Bank Verification Number (BVN) into the system for validation. After that, you can add multiple bank cards for simpler and unified accounts management. You can transfer money and pay bills as expected, but you can also automate through scheduling to not miss anything. You can also use the platform to help you start saving with Savings Goals.

If you are in need of some cash for emergency expenses and what have you, there are various loaning options available for you to consider and apply for. Sadly, recent updates to the app have introduced a number of persistent issues for users, such as frequent crashes and login issues that prevent them from accessing their accounts. Hopefully, these get fixed as soon as possible.

Needs fixing

The ALAT app is a simple yet capable companion that helps users manage and do more with their accounts from anywhere. It’s easy to use and offers plenty of options and features to take advantage of. However, the experience is hampered by persistent issues. Fixes are needed promptly to improve stability and usability. They need to be addressed sooner rather than later.