A free program for Android, by Walrus Labs.

Walrus is India’s first prepaid debit card that enables payments through the Walrus app. Walrus is also India’s first card that lets you make payments through the app to any merchant. The card can be used online and offline. It is an ideal card for users who want to start making payments without having to open a bank account.

How does it work?

You can send money to anyone through the app by selecting the Send Money option on the menu. The recipient can either be a friend or a merchant. You can request money from your friends and merchants by selecting the Request Money option on the menu. The recipient will have to choose whether to accept the request or not.