AI Kredit – Personal Loan App Review
AI Kredit is a personal loan app that provides digital lending services to individuals. The app is designed to deliver a smart, intuitive experience without human intervention. The app belongs to Non-Banking Financial Company(NBFC) – KAILASH AUTO FINANCE LIMITED, which is licensed by the Reserve Bank of India.
AI Kredit offers personal loans ranging from ₹5,000 up to ₹1.8 lakh with annual interest rates ranging from 10% to 24% per annum. The repayment periods range between 91 days to 320 days. The app provides a transparent pricing policy with no hidden fees. The eligibility criteria include being an Indian national with a valid PAN card and Aadhaar and being over the age of 18 years.
To apply for a loan, users need to install the app and register with their mobile number. They then need to enter their basic information and upload their KYC documents. After verifying their bank account, the loan is approved and disbursed to their account on the same day.
The AI Kredit app provides a completely secure process and credit line straight to the bank account. It is an excellent option for individuals who need quick loans with minimal documentation. If you have any queries or feedback, you can contact AI Kredit via email at
