Apesa – Reliable Loans Online

by APESA for Android 9.0

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Loan provider for Kenyans

Developed by APESA, Apesa – Reliable Loans Online is a free finance app that provides low-interest loans to Kenyans with good credit scores. It boasts same-day approval as well as features multiple repayment methods for your convenience. You’ll also receive a coupon amounting to KSh120 if you’re a first-time applicant.

In addition, you can update your contact details and other pertinent information in Apesa – Reliable Loans Online’s customer service. If you live outside of Kenya, it’s best to apply and avail the services of your country’s loan provider since this app is targeted toward Kenyans.

Get approved fast

Apesa – Reliable Loans Online is a loan provider in Nairobi, Kenya. To apply for a loan, you need to be at least 20 years old and have a good credit score. Once you’ve met these requirements, fill in the required information and wait for the Apesa staff to update you on the status of your application. It offers same-day approval, which is great if you really need the money.

Once approved, you can take out loans between KSh500.00 and KSh50,000 for any financial need—from tuition to home renovation. This can be repaid within 91 days or one year, depending on your preferences—with the interest rate capping only at an annual rate of 18%. You can repay your loan in convenience stores or via bank transfer or online banking. 

There are no prepayments or hidden charges either, which is a huge win for users. You can also update your basic and job information, edit your contact details, or even add images. As the app is based in Kenya, only Kenyan citizens can apply for loans. Hence, international users will have to download loan apps that are available in their countries.

Reliable loan provider

Apesa – Reliable Loans Online is for Kenyans looking to apply for loans to fund their renovation projects and tuition. The loans can be repaid in 91 days or 365 days. Users also don’t have to worry about hidden fees or prepayments when applying for a loan. Newcomers will also receive a KSh120 coupon as a sign-up bonus. Do bear in mind, however, that this app is not for users outside of Kenya.