A free program for Android, by YouMoney Mobi.

UMoney is an independent application for Android. It is the official application of the online service YouMoney, which allows you to transfer money without any commission and pay for Internet, mobile, and phone bills.

With YouMoney, you can send money to any other bank card in the world. To do this, you need to register in the application and create an account. Next, add your card to the account, and the money will start to be transferred.

This service allows you to do all this from your Android device.