A free app for Android, by Capital One Services LLC.

When you get a new Capital One® credit card, you’ll get a unique username and password to log in and start using it.

But you’ll need more than just your credit card number to use Capital One® CreditWise. For starters, you’ll need to have a good credit score to get the most out of CreditWise.

What is CreditWise?

It’s a FREE tool to check and monitor your credit score. You’ll be able to see how it’s calculated and get alerts when it changes.

It’s a great way to keep an eye on your accounts and get alerts when something changes on your TransUnion® or Experian® credit report.

What makes up your score?

Your score is how much information lenders trust about you. It can change and will vary from lender to lender and from time to time.

How can using CreditWise help me improve my score?

You can get alerts and updates on your credit score whenever you want. And you’ll never be asked to enter a credit card number.

All you need to do is install the app and log in with your existing Capital One credentials.