One Bank, One App
Developed with a futuristic vision of “One Bank, One App,” Canara Bank launches its own mobile banking app—a lite version of Canara Bank Internet Banking—called CANDI, a word denoted from Canara Digital. Publishes as CANDI – Mobile Banking App in Google Play Store, this finance app enables you to freely and endlessly enjoy all customer-centric functionalities such as multi-mode funds transfer. In addition, RTGS, NEFT & IMPS, Fixed, and Recurring deposit opening, Payment of EMI or loans, scheduled payments, nomination, integrated bill pay, and UPI is also possible to be done in this lightweight android banking app.
How do I activate my Candi mobile app?
Before going into the details of properly activating or installing the CANDI – Mobile Banking App. You must take note of its pre-requisites first. To successfully install and activate the app, you must have a smartphone and internet connection. Your mobile device must have sufficient balance to send SMS as well as enough storage to download the application, approximately 10 MB free spaces. More importantly, an active debit card is essential for the activation. Once you’ve settled and secured all these, you can move on to install the app.
For android devices, you must go into the Play Store and search the ‘Canara Bank Mobile Banking’ application. If you saw the mobile app icon already, click it then press install afterward. Next, you must launch the app and select the Registered Mobile Number (RMN) with the bank then, click on the Next button to continue. Wait for the OTP that will be sent to your phone number and you have to enter it for authenticity once received.
Afterward, you can create and confirm your 5 digits numeric passcode to login into the application. Remember to give the app permission to access your location, gallery, and other essential data. Before initiating any mobile banking transactions, it is important to create and confirm the new 6 digits numeric MPIN first as it will be used to validate all of your mobile banking transactions. After that, you have to tap on the ‘SET NOW’ button to finally activate your Mobile Banking account and enter your active debit card credentials lastly.
Feature-packed but faulty
CANDI – Mobile Banking App offers a lot of essential mobile banking features, some of it was already mentioned above. To give more details, it also allows you to manage not only your accounts but also your beneficiaries even while you are initiating fund transfer transactions. You can view important details such as account statements as well as loan and term deposits. Every transaction made in the mobile app is recorded here with a transaction history available to check anytime.
A request for a checkbook can be done here. If you want to open an additional Canara Bank account, it is possible to be easily created via DIYA (Digitally Your Account) access. Paying cashless is attainable by scanning and paying through QR codes with the use of Bharat QR. Despite all of its comprehensive mobile banking features, it is still receiving huge backlash because of its poor performance and execution as some of its function are not responding and gets stuck most of the time.
Promising but polishment is needed
The quality of service that could CANDI – Mobile Banking App provide to their users will probably skyrocket if not only for the app’s horrible performance and execution. It needs to be overhauled so, users can enjoy all the promising features and functions that it is capable to give without any annoying interruptions.
