Phyma Cash – Safe Loan App: Quick and Easy Online Loans

Phyma Cash is a free Android app developed by LIGHTING FINANCE TECHNOLOGY NIGERIA LIMITED. It falls under the Business & Productivity category and specifically targets the Finance subcategory. Phyma Cash offers unsecured online loans ranging from 50,000 to 200,000 with flexible loan terms of 120 to 365 days.

With Phyma Cash, users can easily apply for loans without the need for collateral. The app provides a hassle-free process that allows users to register, fill in their information, and apply for a loan within minutes. Once approved, users have the freedom to choose their repayment date and can even re-borrow with just one click, unlocking higher loan amounts.

The interest rate for loans through Phyma Cash is capped at a maximum APR of 20% per year or 0.06% per day. There are no transaction fees or additional service fees, making it a transparent and cost-effective lending solution. Users can calculate their repayment amounts using the provided example, ensuring they have a clear understanding of their financial obligations.

Phyma Cash requires users to be over 18 years old and have a government-issued personal identification and a valid phone number. For more information, users can visit the website or contact customer service during working hours.