個人の財務アプリ（HTMLタグを含む）：インド
Bajaj Finserv: UPI, Pay, Loans is a free finance application developed by Bajaj Financial Limited. It’s a non-banking financial app that provides users with a platform to consolidate and manage their funds. Through it, they can avail of various financial services from a single place.
Much like other services, such as Cash App or Paytm, Bajaj Finserv: UPI, Pay, Loans can facilitate various purchases and transactions online — meaning users don’t have to visit a physical bank. It also provides the option to apply for loans for those who need quick funds for other expenses and emergency situations.
Personal digital wallet
The ‘going digital’ movement has been happening for a few years now, and one of the industries that were quick on the uptake was the banking sector. Non-banking entities are slowly following suit and getting in on the trend. If you live in India and are looking to adopt a more cashless lifestyle, Bajaj: Finserv: UPI, Pay, Loans is one of the choices available to you.
Much like other online payment platforms, Bajaj Finserv: UPI, Pay, Loans offers a wide variety of financial services to choose from for your daily needs. With it, you can pay for utility bills and other partner billers like DTH provisioner, as well as top-ups for mobile telecom providers. You can even use it to pay for road tolls with FASTag integration for smoother travel.
Other services include Credit and EMI cards for shopping and transaction payments, as well as the option to avail of investment and insurance plans. You can even apply for a loan up to 25 Lakh, with flexible payment terms and a maximum of 35% annual interest rate. Sadly, using the app itself is a hassle, with slow navigation, frequent crashes, and just general processing complications.
Could have been good
In conclusion, Bajaj Finserv: UPI, Pay, Loans offers plenty of services and features to make owning a digital wallet convenient and simple. Unfortunately, using the app leaves a lot to be desired and is just a chore to use. Until its nagging issues are addressed, you’re better off checking out other options that offer a better experience and are more consistent altogether.
