An app for paperless transactions

Aimed exclusively at Indian clients, Fincare Mobile Banking—or Fincare Smart Banking Mobile app—is a free finance app for banking at your fingertips. Similar to other online financial services, it takes its client’s security seriously in a way that it features two log-in methods—namely MPIN and fingerprint authentication—and provides a unique customer ID for each user. 

Fincare Smart Banking Mobile app is also user-friendly, so even customers who are not tech-savvy can enjoy the benefits of mobile banking. However—due to bugs and other technical hiccups—expect crashes, registration and log-in issues, and many more. 

Utilize its features and services

Like IPPB Mobile Banking, Fincare Mobile Banking’s main selling point is its paperless transactions, allowing clients to initiate fund transfers and send payments from the comfort of their homes. Transactions are not limited to Fincare account holders, though, so you can also transfer money between different banks. By scheduling your payments and transfers, you’ll be able to develop better financial habits and take control of your finances.

Another selling point of the app is its convenient debit card and cheque services. Through these services, you can set a transaction limit, request a cheque book, manage local and overseas payments, block or freeze your card, and many more. Further, this banking app comes with an EMI (equated monthly installment) and deposit calculator for your loan payment and savings needs, respectively.

Though online banking generally reduces one’s need for in-person bank visits, there are times when you need to drop by your nearest Fincare branch. In that case, the app’s-branch locator will come in handy as it ensures convenience on your end—therefore helping you save time, money, and fuel on travel. If you’re struggling with using the app or experiencing technical difficulties, its customer service is eager to help you out.

Expect technical difficulties

Thanks to Fincare Mobile Banking, Indian customers can enjoy paperless, hassle-free transactions anytime, anywhere. It is equipped with nifty features, including an EMI and deposit calculator, branch locator, payment and transfer scheduling system, and many more. Plus, managing your debit card is much easier here, allowing you to set transaction limits and block your card, to name a few. Unfortunately, the app’s technical issues make it irksome to use.